For example, what can you do if you're filling out an application online and there is a required text field for your social security number? It won't let you submit the form without entering a number. In a situation like this you can request a paper copy of the application or print the online application and submit it by email, fax or mail. It may seem like a hassle but a slight inconvenience to avoid personally guaranteeing your business credit accounts is worth it.

If you're told by a vendor that they require you to submit a social security number before they will consider granting you business credit, simply use a different vendor. There are a number of vendors to choose from and many of them sell the same products. Trial and error is just another part of the process. Some vendors may decline you. However, others may approve you.

The list of vendors that report to credit bureaus and grant credit without a personal guarantee is always changing. We understand that business owners need a quick and easy way to find the vendors they need. So our team of in-house software developers began working on an algorithm which matches a business owner's existing expenses with vendors offering credit. The end result is our new Expense Matcher which can save you a lot of time and money while helping you build business credit faster.